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ầ ͺҹ ҷҧ ٧

ầ ͺҹ ҷҧ ٧

ầ ͺҹ ҷҧ ٧  

 ͹蹨еͧ ٴ֧ áầ ͺҹ ¡١ áèӹͧҹѺ Ҥ èӹͧ ҹҫ͡Ѻ Ҥ 
Թầҫͺҹ պҹ(ҫ)ѡѾӻСѹ á áầ ͺҹ Ѻ á ǢͧѺ 
ɰԨ ѧҡ 



1 سѵԼ ѡҹ 
áҧ ôԵ µҼ 駡 ѹ֡еç ˹ ¤ Դ˹ ؤŷ 
(㹷ͧ ԵԺؤ ѷФѺ-͹) ҧ Ҫ 
ѡҹ ѰˡԨ ѡáԨ СͺҪվ Ҫ Ѻ 駹駹 еͧѡҹ 
ѹ繷Шѡͼ 蹤 ö˹ ׹ ҡ ѹ¡͹ 
(ѹ觹) ͹ͧ 20 觺عԵ öӹԵԡµͧ 
(㹷Ҩо ˹繡) ǹ ٧ش кتѴ Ҥ 繷Һѹ 
ҡ þԨҳóʹ ͹㹡êФ׹ йµ 仴 

2.ѡҹǹǷҹ  ѵ ШӵǻЪҪ ҷ¹ҹ ¹ ¹ ʡ 
㹡ó ó Ѩغѹ Ҥ ͺʢͧҹ 繼 ͡͹Թ 㹻Ѩغѹ 
ầ еդ Ҷ֧ ѧ訴¹(§ 駨е-) 
ѡҹ Фѭ աҧ ѹʴ֧ ҹ еͧѡҹ ѹ繷Шѡͼ 蹤  
Bank Statement ѭ Ҥ 碹͡ ǡѹ Ѻͧ Թ͹ ѹФѭ ͧŧ 
·ҹ պѷ͡Ѻͧ Թ͹ 50,000 Bank statement ͡ ͹ 8,000 ѧ ͺ 
ʹͧͧѹ ǡ ͧͧ ѷ ͹ Ѵ ºؤ ¹ Ţѹ  
ѧ ầҹ¡ѹ ѡҹ ¹ 㺷¹  
-ѡҹǡѺ á ЫͨТ ⩹ ἹѾԹ 仴 

͡õҧú 駡оԨóҧ  

3.ầ Ԩҳ ҹ ҪǴ  յԴ Black List · ӹѡҹԹ 
ШҢ ҹ ҳҷҹ ö(ж § 駡 ҹѺ 
ͧҹ͡ҡҷҹ 駡ҹ١Ҵѧҡ ͧҡ١Ҽеͧ 
һԹѡѾ 繵) ͡Ẻ ҧầ ҹ һԹ 2000-3000 
ầ ѷԹ(ǹ˭繺ѷԹ ҧ駡 ѡҹ駡ͧ) 
йѴ ʹʶҹ Ҩ 2-3 ѹ Թ 1 ҷԵ 

駡оԨóҨҡҨʹ 駡 ҹоԨóҨҡ 2 Ѩѡ  
3.1 ԨóҨҡ ôԵͧҹͧ  ѡ ѡҹ͡ѷ 
˹觤ࡳ Թ͹ 30,000 ҷ С 30 Ңͧ С 900,000 ҷ ٧͵ӡҹ  
Сͺ ˹ easybuy, Eoan Ŵ͡ʹŧ ҹ˹Թ Թ statement ʹǹ 
ǷѾԹ · 繵Ӥѭѡա˹ ࡳҵðҹ ͧầ ҹ ǹ 80% 
ͧҤһԹ ͹ ҤþҹԪ 70%-ͧҤһԹ Ӥѭ 
3.2 ҤһԹѡѾ  ҺҵǼ ö ѡ ầеͧ ͧѡѾա 
. 30,000 ҷ 駡Ǩͺ ôԵ ö ٧ش 1,000,000 ҷ ѷԹͧầ 
Ԩҳ ѡѾͧë Թ 1,000,000.-(͢¡ѹ駡ѡ) ѡѾ 
ǹ ѵҢͧầС ҳ 80% 蹹 · 駡л ҳ 800,000 ҷ 
1,000,000 ҷ ôԵ Ok ФѺѧҤ觧 

ѹա þԨó ͹ѵ ʹͧ駡 Ҫվ ầͺҡش  ҪվáԨǹ ҤҢ 
駡͹ѵԨԧ? ͺТ ầͺҪվ蹤 Ҫ ѡҹ ѰˡԨ ѷ˭ժ§ 
ѺþԨó ʹ ٧ 80-100% -ͧҤ Թ 110% ѹԧ 㹡óա ҪվҢ 
¡ ˹ áԨǹ ¡Ңͧ ѷ (㹡óը¹ѷ) üѴ 袹Ҵ 
ầѧͺա ͺç ԧѺ 价 ҧ Ѻ͹˹ʹ 駡͹ѵ 
㹡ëͺҹѧ ѹ ҹ͹ ҡ Թầ 
駷ԧ 1-2 ഴ͹ ͢Ҵʴѡҹ Ӥѭ ٻ¢ͧԨ 
ѺԹ Ѻҹ 觢ͧ ª١ҧԧ Сͺҹ Ӥѭ ͡˹ͨҡ BAnk Statement  

4.͹ѧ͹͹ ӹͧ ФѺ ѷԹӡ Ǩͺ ҹ ѡѾ еͧҧõ 
ӵͺ Ѻ ҳ ˹ ͹ ѧҡ ҡҹ 駡 ӹǹ㹪ǧ ѧҡ 
ͼ ͹ѵ 駡 駼ҺѺҹ价ӹԵԡ͹йѴ ͹Է Թ ѹ ó 

ǹáǧԹ٧

ѡ 2 С  
Ƿҹͧ ͧ ôԵ ѧҹ ѡѾӻСѹá ҹ ͧҤ٧ 
èҨҷͧ繹 ѹ´ѹ 


1.ôԵͧҹͧ ҷҹͧôԵ ͧҹͧ  Դʹ˹ Դʹҧ 
è¡͹ (ҹ How to ͧ 1 ¹-ҡ͸Ժ« ) ҡ NCB 
(¡ѹ ) ԧ ӹѡҹôԵ觪ҵ National Credit Bureau ·ҹҨѧ  
ѹռŵͪԵҹ ҡ Ҥ ءҤ ֧ ӹѡԹ ʶҺѹԹ  
ҡ NCB 繴ҹǨͺҹá ҷҹ ҷҹʹ ҧ ˹Թ ˹ й ҹ礫 
ͧš͡(š-) ·ҹջѭ ö駡 駷ҡ statement  
駡͹ѵ ͺ駡öͺШҧ (ͧҡ ͧԴ Ţͧ١) 
֡ѧ䧡֡͡ ҵͧ˹·˹ ش 礷 NCB 羺 ʹҧɺҷ ʵҧ 
Ѻѵ ôԵ ˭ ˹ Դѭ ԴҴҧ෤Ԥ Ҩѹ ͹ 
ͧҡ NCB ҧöͧ ͧҹѺҢͧ աͺ ͺѭ 觢...... 
... ѧǨ ´ ͨТӴ 

1.ԸշзôԵ ҹ 
1 .1 礡Ѻ NCD º ҹзҺ ҹ˹µ 駡ҧ ҧ 
ͼ͡ ·ҹ ˹ ҧ ˹ ö¹ ҡṷ ҧ Թ 
Թ͹ ҧ ֧ ˹ Һѧ ͡к(Ҫԡ NCB- ҧբѧ update) 
⪤ Ѻ ҹѧ繼ôԵ ҡµ 駡 ǹҹ ˹ غԺ Ժ 
·ҧ й ʹ ˹ҡ¹ѡ èлԴѭ ˹ 
ʹ ͷҹԴ ҳ 3 ͹ (ҧ) ʹԴѭ ֧(к ͧ NCB) 
ҹè NCB ա˹ ͤ աԸ˹觷зʹҹ٧ 

1.2.BanK Statement 
ѡҹӤѭաҧ˹ 駡Ԩó ͧѭԹ ҧ·ش 6 ͹ҡҡҶ͹ 
ʹԹҡ (෤Ԥ աҧ˹觡 ҧҹ Թ Һѭ ǧ͹ ͡ 
ǡ¡ѭաѺ) 駡ҹʹ ͡Ѻ سԹ Ҥسդö仡 
ʴ ôԵ س 


3.ѡҹûСͺá  

੾мӸáԨ ǹ ͡ҡ Statement ѭ Ѿ ǹǢͧѺԨ 
ҹ Шҧ ͧ駡 ͧ 駡 㺨¹ ѷ 
ѡҹ ɪաѹ ٻ¢ͧԨ ѭª١ ҧԧ 觢ͧ ֧ 
ѡѾ ö¹ ҹ Թ ͷ駡 ҹ ôԵ ͧҹͧ 
ṹç͹  

ǹҡ ͷҹ餹 ʴѡҹö ʹѧվ 
Ѻͧ ѧ ͧѧ¹͡ Ҽ ͧѡ 
ôԵͧ Ẻǡѹ · 駡 ੾з繭ҵʹԷѡ 

2 ҧ ѡѾ٧ 
͡ҡ÷ôԵҹ ѡѾЫ ӻСѹáѺ駡 Ӥѭա˹  
ҹҨС ֧ 3 ҹ жҷҹͺҹ Ҥ 3 ҹ ѡþ Թ 3 ҹ ҹС 80% Է 
ѡѾ Թ ӡ 3 ҹ Թ 2.8 ҹ ҹҨС 2.4 ҹ 繵 
ҹС 仴 

ҹ͡ͷԹҧ ֧лԹ٧ 

2.1 ººѺҤҷ ٧ҤҵҴ ҵӡҤҷдҡ ҹ͹ ѡþ
ҹԹ ҹӡ Ҥҷ ҹӡûԹҤ٧ 2.2 繺ҹͧ èеͧѺا 
Ҿ ¡͹ (ŧѺ 㹵͹ѭҨЫͨТ â任ѺاҾ ͹蹡 Թ) 
жѡѾҾ Ҥҡеӡһ 
2.3 ҢҧԧҤ ҹ ҹöҧԧ ѷ Թ طóѺ 駡㹡ó  
ѷԹ ԹԹԧ(ʹ͹ ʹ͹ѹ) 

ط ص
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Tags : ầ ͺҹ ҷҧ ٧

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  1. 531
    james mark
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  2. 532
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  3. 533
    Ardan Clooney
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  4. 534
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  5. 535
    Mr Josephin Harrold
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  6. 536
    jose dennison
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  7. 537
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  8. 538
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  9. 539
    jose dennison
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  10. 540
    jose dennison
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